Branch lobbies are temporarily closed. Limited drive-thru locations are open. Online and phone services are available. Learn more about our response to coronavirus/COVID-19.
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Low-rate mortgage loans
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
With a focus on community, APGFCU knows how important it is to share our knowledge for building and protecting wealth. Check out our resource library below, including helpful links, articles and infographics on an array of financial topics.
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Here are five types of life events we’ve helped finance for our members with an APGFCU® Personal Loan. Let us help you, too.
Refinancing your existing mortgage can have a significant impact on your financial health, for better or for worse. Be sure to consider all options before deciding if a pre-retirement refinance is right for you.
Most Americans have little to no money saved for retirement. Let’s take a look at some benefits of an IRA:
With careful planning and hard work, you can make 2020 the year your resolutions stick. Happy New Year from all of us here at APGFCU!
Once they’ve explored all “free money” and “low-cost” options, students may sometimes have a “gap” in their funding. When it’s time to look into loans, seek those with zero origination or prepayment fees, low interest rates, flexible deferment and repayment options.
Maybe you’re scrolling through Facebook Marketplace and come across the vintage car you’ve always wanted, or maybe you’ve found a rare collectible that you absolutely must have. You may even be moving money from one financial institution to another. Whatever the reason for your withdrawal, here are a few tips to help keep you and your money safe when managing transactions like these.
In September 2018, the Better Business Bureau (BBB) released a report warning about a spike in fake check scams across the country. While these scams are not new, their occurrence rate continues to grow each year.
‘Tis the season to shop until you drop. But you don’t have to overspend.
There’s no need to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips.
Don’t drain your wallet this holiday season by splurging on expensive gifts that no one needs. Save money and give a gift that really comes from the heart by creating it yourself.
If you become incapacitated, have you appointed a trusted person to make personal and financial decisions for you? If you or a loved one passes away, do the right people have the information and legal tools necessary to carry out your wishes or your loved one’s? Though we recognize the difficulty of contemplating these questions, setting a few goals, meeting with professionals, and taking action now will give you and your family greater peace of mind in the future.
You’ve served our country, and now you want to fulfill the American dream of homeownership. Fortunately, your dedication to your country provides exclusive benefits when it comes to buying a home.
U.S. Veterans, Service Members, and select military spouses may be eligible for a VA Loan. Created by the U.S. government in 1944 to help service members purchase a home without any down payment, VA Loans have helped over 24 million veterans, active-duty military, and their families purchase and refinance a home.
Despite what you may have seen on HGTV’s House Hunters, not everyone can afford a million-dollar home. So how exactly do you determine how much you can afford, and more importantly, how much you are comfortable with spending on a home?
Here are a few things to consider as you set your home-buying budget.
Shopping for a mortgage can be confusing. There are different types of mortgages, different terms and repayment options, as well as associated fees. It can be a bit overwhelming for buyers, but generally, mortgages can be categorized into two types— fixed-rate and adjustable-rate mortgages (ARMs).
When is the right time to buy a house? When opportunity knocks, open the door. Why waiting to buy a home could really cost you. Although purchasing your first home or deciding to upgrade to a new home is a major decision, taking too long to make the move could cost you. Here are a few things to consider before deciding to jump into the home-buying pool.
It’s no secret you’ll need some upfront cash when buying a home, but just how much do you need and where does it all go? Preparing for your upfront and out-of-pocket costs before you begin your home search will help get you into your new home faster and avoid unexpected delays.
If you are in the market to purchase a home, it pays to be prepared. Here are five things every Realtor wants their clients to know before they begin the house-hunting journey.
Buying your first home can be very exciting. But before you jump headfirst into the real estate market, make sure you have everything you need to secure a loan, including all the necessary paperwork. You don’t want to find the home of your dreams only to lose it while trying to gather your paperwork and wait for an approval.
If you’re thinking about buying a home, your lender may have told you that you’ll need homeowner’s insurance. What exactly is homeowner’s insurance and why do you need it?
Click to view the full infographics.
Money Mule Awareness Booklet
Your Security is Our Priority
ATM & Debit Card Safety
Credit Card Safety
Mobile Banking Security
What to Do if Your Identity Is Stolen
Replacing Your Important Papers
APG Federal Credit Union (APGFCU) opened the doors to its 15th branch on Monday, February 10, 2020. The new branch is located in the Rising Sun Towne Center, located on E. Main St. (Route 273) in Rising Sun, Md.
Edgewood, Md., November 25, 2019 – APG Federal Credit Union (APGFCU®) welcomed long-time Harford and Cecil County business banking experts, Deborah Williams and Tracy Reynolds, to the APGFCU business banking team to build and manage new and existing business accounts in Harford and Cecil counties.
APG Federal Credit Union (APGFCU®) recently honored 43 employees for their service to the credit union during an awards ceremony at Water’s Edge Event Center in Belcamp.
APG Federal Credit Union (APGFCU) employees are saying thank you to individuals in their community with $25 gift cards through APGFCU’s annual Pay-it-Forward Campaign in conjunction with International Credit Union Day, which is Thursday, October 17.
EDGEWOOD, Md., August 15, 2019 – APG Federal Credit Union (APGFCU) will again sponsor the Susquehanna River Running Festival 5K Race at Tydings Park in Havre de Grace, Saturday, September 28, 2019, to benefit the Al Cesky Scholarship Fund.
EDGEWOOD, Md., August 29, 2019 – APG Federal Credit Union (APGFCU) will open its 15th branch in early 2020. The new branch will be located in the Rising Sun Towne Center, located on E. Main St. (Route 273) in Rising Sun, Md.
EDGEWOOD, Md., July 25, 2019 – APG Federal Credit Union (APGFCU) was named Best In-State Credit Union by Forbes Magazine in their second annual review of Best In-State Credit Unions and Banks.
Aberdeen Proving Ground Federal Credit Union (APGFCU) Vice President of Human Resources Lisa Mitchell competed at the Dancing for the Arts Gala & Ballroom Competition May 11, 2019, at the Sheraton Baltimore North to benefit the Maryland Center for the Arts.
Aberdeen Proving Ground Federal Credit Union (APGFCU) is proud to announce the winners of its annual scholarship competition. This year, APGFCU awarded $67,000 to 36 worthy recipients.
Aberdeen Proving Ground Federal Credit Union (APGFCU) visited over 80 schools in Harford and Cecil counties during Teacher Appreciation Week, May 6-10, 2019. APGFCU staff members visited 83 schools and delivered pastries and coffee to 6,462 school employees to say thank you to staff and educators for their continued support of our students.