Drive-thrus and branch appointments are available Monday through Saturday at participating locations. Click here for details and the latest updates in response to coronavirus/COVID-19.
Earn more on your balances with High Yield Checking.
Low-rate personal loans to consolidate debt
Teach children the importance of money with our new M3 Money Club Youth Program.
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Your credit report offers a consolidated summary of your financial history to anyone authorized to view it — but even fraudsters and identity thieves have methods of hacking in. Learn how you can be proactive and protect yourself, your finances, and your opportunities from malicious attempts.
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New Scam Alert: Phishing Scams to Steal Stimulus Checks
Authorities warn taxpayers to be vigilant and on alert to this potential fraud.
For the latest information about coronavirus, go to the CDC's resource center.
Please be aware of a scam targeting debit cardholders, which is being reported by financial institutions nationwide. In the scam, the caller identifies as being from the institution’s fraud department and ultimately requests personal information from the cardholder, including their personal identification number (PIN).Please remember APGFCU will NEVER ask for your PIN. If you receive a call or text requesting personal information, hang up and call us directly at our published number. Furthermore, should you receive a text code that appears to be from a fraud detection center, do not give the one-time code to anyone contacting you. This code should only be provided to you when you place an inbound call to a fraud detection center yourself.
The security of your account information is our priority. Our security measures and your awareness of potential scams can help minimize the risk to your accounts and personal financial information.
We're committed to help if you are a victim of a data breach, identity theft or any other related crime. Use these resources to help you avoid fraud and certain scams by protecting your personal financial information.
APGFCU offers several tools to protect you from identity theft.
Alerts are an email alert feature available through Online Banking. Sign up to receive alerts when you have a low balance, an overdrawn account, and more. This is a great tool to monitor the activity in your Online Banking accounts and avoid any unauthorized transactions.
Card Fraud Text Alerts are a great tool to monitor the activity on plastic cards and avoid any unauthorized transactions. Contact us at 410-272-4000 or toll-free at 800-225-2555 to enroll.
Verified by Visa® allows you to add a personal password to your existing APGFCU Visa Credit Card or APGFCU Visa Check Card. When you make purchases at participating online stores, you'll validate your identity by entering your password in a special "Verified by Visa" window. This added security will help in reducing fraud and minimizing risk sometimes associated with purchasing online. It's a simple way for added identity protection. Learn More about Verified by Visa
We will scan your Photo ID and attach it to your account in our computer, so when you come in to do your transactions, you won’t need to show your ID card or a driver’s license. The teller will simply pull up your photo and ask you to smile! Attaching your photo ID makes fraudulent access to your APGFCU accounts practically impossible. Someone may find your card in a parking lot or steal your wallet, but they can’t steal your smile. Stop in today and take this easy step to protect your identity.
Email transmitted across the Internet is normally not protected and may be intercepted and viewed by others. Therefore, you should refrain from sending any confidential or private information, such as your user ID, password, account number, or Social Security Number via unsecured email to APGFCU. APGFCU will never ask you to send confidential to us via unsecured email.
If you are requested to send confidential information to APGFCU, you will be asked to use the APGFCU Online Banking Message Center or you may request to have a secure email sent to you, to which you can respond with the information requested. Alternatively, you may request a fax number or visit one of our branches.
Important note: Subject lines cannot be encrypted. Please do not include sensitive information in the subject line of a secure email. If you have any questions or need additional information, please email firstname.lastname@example.org
Equifax® Personal Solutions offers three products that can help today’s consumer protect the information in his or her credit files, make better decisions that will improve credit scores, and stay ahead of the growing problem of identity theft and credit fraud. APGFCU encourages our members to review the benefits and the security that these products can offer. Get started with protecting your credit.
Holiday Safety Tips
Money Mule Awareness Booklet
Your Security is Our Priority
How Scammers Tell You to Pay
ATM & Debit Card Safety
Credit Card Safety
Mobile Banking Security
What to Do if Your Identity is Stolen
Unemployment Imposter Fraud
Do you have questions about protecting your personal financial information, phishing, data breaches, identity theft, or anything else related to fraud or scams?
We can help! Visit any branch or contact us.