- Learning Hub
- Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
Martin Luther King Jr. Day Closure
All APGFCU offices will be closed on Monday, January 20, for the Martin Luther King Jr. Day holiday observance.
Online/Mobile Banking, ABBY Telephone Teller and ATMs will be available during this time.
Regular hours will resume on Tuesday, January 21.
Fraud Texts Security Alert
Please be aware that APGFCU will never send you text messages containing links to our website or instructing you to log into online banking. If you receive a text message with a link to APGFCU's website, do not click on it. Instead, visit apgfcu.com or use the mobile app to access your online banking account.
High Yield Checking
Here’s a great way to make your money work a lot harder. Put it in our High Yield Checking account.
You’ll earn up to a whopping 4.00% APY1 on balances up to $20,000! It’s easy to open, and there’s no monthly maintenance fee.
Open your account today, and start earning big!
Members are limited to one High Yield Checking account per membership.
Earn up to a 4.00% APY1 on your first $20,000 and 0.20% APY on any balances above $20,000, provided the following criteria are met:
- Opt out of paper statements by updating statement preferences in Online Banking
- Have a direct deposit of at least $200 per month into your High Yield Checking account
- Have 15 or more debit card purchases per month
A 0.05% APY will be paid if the account does not meet the required criteria.
High Yield Checking Account Disclosure
1Annual Percentage Yield (APY) is accurate as of 11/01/2023. If your account meets the criteria, you will earn 4.00% Annual Percentage Yield (APY) on balances up to $20,000 and 0.20% APY on balances of $20,000.01 and higher. Balances on accounts that fail to meet the account requirements for a given month will earn 0.05% APY. APY is accurate as of last dividend declaration date. The rate may change after account opening. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. High Yield Checking is limited to one per member (per membership). To earn the higher rate, you must: (1) opt out of paper statements from APGFCU, (2) have qualifying, recurring monthly direct deposits totaling at least $200 per month into your High Yield Checking account, and (3) complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying Direct Deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM. To qualify, debit card transactions must process, post, and clear within the calendar month. Minimum transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Membership eligibility applies.