Drive-thrus and branch appointments are available Monday through Saturday at participating locations. Click here for details and the latest updates in response to coronavirus/COVID-19.
Earn more on your balances with High Yield Checking.
Low-rate personal loans to consolidate debt
Teach children the importance of money with our new M3 Money Club Youth Program.
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Wield a big yield!
Here’s a great way to make your money work a lot harder. Put it in our High Yield Checking account.You’ll earn a whopping 2.00% APY* on balances up to $10,000! It’s easy to open, and there’s no monthly maintenance fee.
Open your account today, and start earning big!
Members are limited to one High Yield Checking account per membership.2.00% APY* will be paid on the first $10,000 and 0.15% APY will be paid on any balances above $10,000, provided the following criteria is met:
0.05% APY will be paid if the account fails to meet required criteria.
Learn about CheckArmor®- free with your purchase of checks.
*Annual Percentage Yield (APY) as of 4/01/2020. If your account meets the criteria, you will earn 2.00% Annual Percentage Yield (APY) on balances up to $10,000 and 0.15% APY on balances of $10,000.01 and higher. Balances on accounts that fail to meet the account requirements for a given month will earn 0.05% APY. APY is accurate as of last dividend declaration date. The rate may change after account opening. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. High Yield Checking is limited to one per member (per membership). To earn the higher rate, you must opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM. To qualify, debit card transactions must process, post, and clear within the calendar month. Minimum transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Membership eligibility applies.1Message and data rates may apply. 2Available through Allpoint network ATMs.