Drive-thrus and branch appointments are available Monday through Saturday at participating locations. Click here for details and the latest updates in response to coronavirus/COVID-19.
Earn more on your balances with High Yield Checking.
Low-rate personal loans to consolidate debt
Teach children the importance of money with our new M3 Money Club Youth Program.
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Your credit union ownership begins here because you're not just a member, you're an owner.
An APG Federal Credit Union money market account is a smart place to keep your savings. With higher dividends than traditional savings accounts, your money will work harder for you.
An APG Federal Credit Union High-Yield Money Market account is a smart place to keep your savings. With higher dividends than traditional savings accounts, your money will work harder for you. With a High-Yield Money Market account, the higher your account balance, the higher your rates.
Plus, your shares are insured by the National Credit Union Administration, an agency of the federal government.
*Federal Reserve Reg. D limits the number of transfers and withdrawals from a money market account to 6 per month.
APGFCU offers savings, money market, youth, and club accounts as well as retirement and education options — all with competitive dividend rates. Savings accounts, (also known as share accounts), are the foundation of the credit union and your membership.
*A $5 minimum is required to earn dividends
Start saving for the holidays with a club account. You'll be prepared for holiday gift-giving without the worry of having a credit card bill or loans to repay.
Teaching children smart money habits is a priority for us and always has been. Many of today’s parents might remember growing up with Moola, the purple money-saving mascot, and the Moola Savings Account. Moola was a great tool used for many years to help teach smart money habits. Moola, just like our Moola generation members, is grown up but remembered fondly, and his legacy lives on.
Cash and Violet, leaders of the M3 Money Club, have swooped in to engage this generation and help parents teach their children the importance of money with our new M3 Money Club Youth Program.
M3 stands for "All the Money in the World." Cash, Violet and your child are the M3s protecting the world from the Evil Dr. Spendit, who tries to thwart our youth’s efforts in saving for the future.
When your child joins the M3 Money Club and becomes an APGFCU Super Saver, they’ll receive the tools they need to learn the basics of saving and spending.
Learn more about M3
Be sure to have the child’s Social Security Number and birthdate available when you apply.
*We will not charge our foreign ATM fee for the first five foreign ATM transactions.
It's never too early to start savings for college or retirement, and APG Federal Credit Union has the IRA or ESA that is right for you.
Start saving for your child's college tuition and watch your money grow, tax-free.* Learn more about Coverdell Education Savings Accounts.
Save for your future while reducing your taxable income now.* Learn more about Traditional IRA & SEP Plans.
Watch your after-tax retirement savings contributions grow, tax-free.* Learn more about Roth Individual Retirement Accounts.
Watch your after-tax retirement savings contributions grow, tax-free.*
*Please consult your tax advisor.