- Learning Hub
- Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
Fraud Texts Security Alert
Please be aware that APGFCU will never send you text messages containing links to our website or instructing you to log into online banking. If you receive a text message with a link to APGFCU's website, do not click on it. Instead, visit apgfcu.com or use the mobile app to access your online banking account.
Checking
APGFCU offers high yield and member protect checking account options, both with competitive dividend rates.
Checking Account Benefits and Services:
High Yield Checking
Account Highlights
- Earn high yields on balances up to $20,000
- No monthly maintenance fee
Member Protect Checking
Account Highlights
- Protects your identity, your credit and your devices.
- Cash back on debit card purchases
Annual Percentage Yield
0.25%*
For balances $20,000.01 and above.
Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly.
*See all Member Protect Checking rates terms and disclosures.
Mobile Wallet
Your wallet just got smarter. Add your APGFCU Visa debit card to your preferred app and get started today. Available on Apple Pay™, Google Pay™, and Samsung Pay™.
Order Checks
If you have ordered through APGFCU in the past and need to reorder:
- Log in to Online/Mobile Banking via desktop or mobile.
- On desktop, on the left side of the screen, select Services > Check Reorder to order checks.
- On mobile, select Menu > Services > Check Reorder to order checks.
If you do not have Online Banking – you may place an order through Harland Clarke at www.harlandclarke.com. You will need the routing number and account number found on your re-order form or your checks.
If you have not ordered checks before or are a MyTimes+ or Gold member, contact Member Services at 800-225-2555 or visit a branch to order checks.
Visa® Debit Card
Get convenience and security with added discounts.
The contactless APGFCU Visa Debit Card makes shopping convenient and secure for in-store and online purchases, helping protect your card number and identity with an extra layer of security. You can also enjoy exclusive merchant discounts and special offers when you use your APGFCU Visa Debit Card.
APGFCU CardSwap
Manage your online payment preferences with APGFCU's CardSwap.
CardSwap is a convenient way to update your card information on file wherever you pay, like your streaming, shopping, or subscription services.
You can enroll your APGFCU debit and credit cards in CardSwap within Online Banking or our mobile app. To begin setup, log in and click on "Services" then select "CardSwap".
Once you’re done, CardSwap will replace the card on file with your selected online merchant with your APGFCU debit or credit card.
APGFCU Card Manager
In Online and Mobile Banking, monitor and manage your credit and debit cards with Card Manager, where you can:
- Activate a card
- Manage travel plans and international transactions
- Block certain transaction and merchant types
- Set spend limits
- Set or reset your card PIN
- Report lost/stolen card
- Order replacement card
- Freeze cards
- Set text or email alerts
To use APGFCU Card Manager, select "Card Manager" in the main menu of APGFCU Online Banking or the Mobile App. For additional information on card management, click here for our FAQs.
Don't have Online and Mobile Banking?
Card Fraud Alerts
Monitor the activity on your Visa credit and debit cards.
APGFCU has a free service to help monitor the activity on your cards and avoid any unauthorized transactions. APGFCU will send notification by text and email simultaneously if a transaction triggers a fraud alert. If you do not respond to the text or email, you will also receive a call from our fraud monitoring center. If you do not respond to any of the communication efforts, out of concern the transaction could be fraudulent, your card may be blocked.
Please note that all APGFCU Visa cardholders who have a mobile number in our system will be automatically enrolled in fraud text alerts. You will have the option to opt out.
Free ATMs
APGFCU cardholders have access to 55,000 free ATMs as part of the Allpoint network. Use your APGFCU Visa debit card at select stores you use all the time.
Fees may be charged by the company that owns the ATM (called a surcharge). If there is a surcharge, the fee amount will be displayed on the ATM screen, and you have the option to cancel the transaction if you do not want to pay the fee. For additional information on ATM activity, click here.
Need Help With a Checking Account? Get in Touch!
