- Learning Hub
- Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
Fraud Texts Security Alert
Please be aware that APGFCU will never send you text messages containing links to our website or instructing you to log into online banking. If you receive a text message with a link to APGFCU's website, do not click on it. Instead, visit apgfcu.com or use the mobile app to access your online banking account.
Credit Builder
Credit Unions Are About People Helping People - That’s Why We Offer the Credit Builder Program.
Build your credit. Lower your rate.
Our Credit Builder Program is designed to help members like you who experienced a change in their financial situation but who demonstrate a willingness and commitment to repay their loans on time. Our goal is to help every member achieve financial success, and the Credit Builder program is one way APGFCU does that.
If you’re having difficulty securing financing, the APGFCU Credit Builder Program may be right for you. The Credit Builder program offers secured and unsecured loans with reasonable interest rates and manageable repayment periods. We’ll work with you to put you in the right loan and get you back on track. Plus, if you pay as agreed for one year, we’ll even lower your interest rate – automatically.
The following loan types offer the Credit Builder program:
- Auto Loans
- Personal Loans
- Education Loans
- Home Improvement Loans
- Boat Loans
- RV Loans
- Motorcycle Loans
- Manufactured Home Loans
- Home Equity Loans (Fixed)
For Home Equity Loans, click the button below and start a new application. When asked "What type of loan are you looking for?" choose "I want to borrow against the equity of my property".
Apply for a Home Equity Credit Builder Loan
For all other loans, click the button below and choose the loan type.
Apply for a Credit Builder Loan
Leverage cash on hand
A My Money shared secured loan is another borrowing option, which offers the ability to use money you already have in savings as collateral to fulfill your short-term borrowing needs and improve credit. Click here to learn more.