Important Information
APGFCU would never ask for your credit or debit card PIN. Whenever in doubt if a call or text that appears to be from APGFCU is legitimate, please call us at (410) 272-4000.

All APGFCU branches and locations will be closed on Monday, January 20 for Martin Luther King Jr. Day. We will reopen at 9 a.m. on Tuesday, January 21. You may access your accounts 24/7 via mobile and online banking, as well as ABBY Telephone Teller.

Car, Truck, and Motorcycle Rates

Car & Truck Loan Rates

Table data for New Car & Truck Rates
 Effective 01-18-2020
Auto, Truck, Van Automated Payments APR as low as1 Estimated Monthly Payment
per $1,000 borrowed*
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1–36 months 2.74% $28.97
37–51 months 3.14% $22.20
52–63 months 3.54% $18.21
64–75 months 3.89% $15.60
76–84 months2 4.80% $14.04
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

*Payment example is based on the maximum term listed in the range.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Minimum loan amount is $20,000

Table data for Used Car & Truck Rates
 Effective 01-18-2020
Auto, Truck, Van Automated Payments APR as low as1 Estimated Monthly Payment
per $1,000 borrowed*
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1–36 months 3.19% $29.17
37–51 months 3.24% $22.24
52–63 months 3.79% $18.32
64–75 months 3.99% $15.64
76–84 months2 4.94% $14.11
APR = Annual Percentage Rate. The rates stated above available on approved credit for model years of up to two years old. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Maximum loan term for used vehicles between three and seven years old is 75 months. Maximum loan term for used vehicles eight years or older is 63 months.

*Payment example is based on the maximum term listed in the range.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Minimum loan amount is $20,000

Motorcycle Loan Rates

Table data for New Motorcycle Rates
 01-18-2020
Term Loan Amount Automated Payments APR as low as1 Estimated Monthly Payment
per $1,000 borrowed
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1–72 months $20,000 and up 4.19% $15.73
1–60 months $12,500 to $19,999 4.44% $15.85
1–60 months $7,500 to $12,499 4.69% $18.73
1–60 months Up to $7,499 4.94% $18.84
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1Automated Payments: To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.