Business Account Rates

Certificate Rates

Table data for Business Certificates
Effective 11-21-2024
Term	Dividend Rate	Annual Percentage Yield	Alert Me
Standard: $100 Minimum			Alert Me
6 months	3.45%	3.50%

12 months	3.74%	3.80%

18 months	3.74%	3.80%

24 months	3.21%	3.25%

30 months	3.25%	3.30%

48 months	3.25%	3.30%

60 months	3.74%	3.80%

84 months	3.74%	3.80%

Super: $25,000 Minimum			Alert Me
24 months	3.45%	3.50%

30 months	3.50%	3.55%

48 months	3.50%	3.55%

60 months	3.98%	4.05%

84 months	3.98%	4.05%

Step-Up: $100 Minimum			Alert Me
25 month Step-Up	3.16%	3.20%

45 month Step-Up	3.21%	3.25%

Jumbo: $50,000 Minimum			Alert Me
3 months	2.82%	2.85%

6 months	3.45%	3.50%

12 months	3.75%	3.80%

There may be a penalty for early withdrawal on all certificates. Fees may reduce earnings. APY is accurate as of 11-21-2024.

Table data for Premium Business Checking
Effective 11-21-2024
Minimum Balance	Dividend Rate	Annual Percentage Yield
$0 - $9,999	0.35%	0.35%

$10,000 - $24,999	0.40%	0.40%

$25,000+	0.45%	0.45%

Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.

Table data for Not-For-Profit Checking
Effective 11-21-2024
Minimum Balance	Dividend Rate	Annual Percentage Yield
$0 - $9,999	0.35%	0.35%

$10,000 - $24,999	0.40%	0.40%

$25,000+	0.45%	0.45%

Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.

Table data for Business Plus Checking
Effective 11-21-2024
Minimum Balance	Dividend Rate	Annual Percentage Yield
No Minimum Balance	0.05%	0.05%

Fees may reduce earnings on account. APY is accurate as of the last dividend declaration date.

Table data for Basic Business Checking
Effective 11-21-2024
Minimum Balance	Dividend Rate	Annual Percentage Yield
No Minimum Balance	0.05%	0.05%

Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.

Table data for Regular Shares
Effective 11-21-2024
Minimum Balance	Dividend Rate	Annual Percentage Yield
$5	0.25%	0.25%

The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.

Money Market Account Types	Minimum Balance	Dividend Rate¹	Annual Percentage Yield	Alert Me
Tiered Money Market²				Alert Me
	$0 to $2,499.99 (fee applies)	0.35%	0.35%

	$2,500 to $14,999.99	0.35%	0.35%

	$15,000 to $24,999.99	0.40%	0.40%

	$25,000 to $49,999.99	0.50%	0.50%

	$50,000 to $99,999.99	0.75%	0.75%

	$100,000 and above	1.00%	1.00%

High Yield Money Market Account³				Alert Me
	Up to $74,999	0.00%	0.00%

	$75,000 - $124,999	1.00%	1.00%

	$125,000 - $199,999	1.25%	1.25%

	$200,000 - $499,999	1.49%	1.50%

	$500,000 - $749,999	1.99%	2.00%

	$750,000 and up	2.23%	2.25%

Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date.
¹Dividend rates may change after account is opened.↵ ²Tiered Money Market: Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500.↵ ³New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU↵