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Low-rate personal loans to consolidate debt
Teach children the importance of money with our new M3 Money Club Youth Program.
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
With you and Banzai, students get to experience realistic transactions while learning to budget, cover everyday expenses, and much more.
Understanding the concept of money is important at every age. APGFCU provides ongoing financial education to develop and explore money concepts with in person lessons and online resources geared toward our growing membership in each age group.
Our team of financial educators offer free in-school lessons to compliment your financial literacy curriculum. Plus, all sessions meet state and national curriculum standards.
Teachers and school staff are vitally important to the communities we serve. So we make it a priority to support you. Our exclusive U Educate Member Rewards Program* can help you save money through specialized products, discounts, preferred rates and reduced fees.
*See list of benefits
To reinforce reading, writing, math and teamwork skills, we provide educators with Banzai, an interactive online educational software customized for every grade level.
APGFCU has partnered with Banzai to offer this free online financial literacy program for educators and students. Banzai lessons to teach the value of a dollar using story problems based on real-life scenarios in a “choose-your-own-adventure” style game with pre and post assessments.
Learn more about how APGFCU and Banzai can help supplement your in-class financial education curriculum at https://apgfcu.teachbanzai.com/. Or, select your grade level below to go directly to age specific content.
Students are introduced to money and saving in these one-hour in-class lessons. Sessions are available to students in Pre-K through 5th grade. Add our online resource, Banzai Junior for ages 8-12 , to compliment and reinforce skills.
Students review elementary concepts in greater detail through these in-class lessons. Sessions focus on earning and acquiring money and making wise money management decisions. Reinforce these skills with Banzai Teen, an online resource for teens ages 13-18.
At the high school level, we are preparing students for their futures in college, the workforce and as independent, financially responsible, young adults. Each one-hour, in-class lesson will go into greater detail as we explore and teach necessary financial life skills. Pair our in-class lessons with Banzai Plus, our online resource for teens 16 and over.
Mad City Money is an interactive financial literacy program for high school students. This program gives students the opportunity to experience real life financial challenges that they will face, as they become adults.
Students are transported into time, and now have a career, salary, spouse, child and debt. They must complete a budget sheet and plan to live within their means, while paying for everyday costs such as housing, utilities, transportation, clothing, food, and even childcare. Students will also face the "Wheel of Life", where life may provide some unexpected expenses as well as unexpected income. This is an exciting way for students to learn money management in a safe environment before they actually get out on their own. This lesson introduces or reinforces college and career readiness and the economic impact.
The Millionaire's Club is a complete financial skills program designed for delivery in a club-like setting at high schools, colleges, and other community organizations. It is the most advanced, yet achievable financial education program available.
Get more information
Contact the APGFCU Financial Education Team to take advantage of these programs and materials at 410-893-7359 or email us at Edteam@apgfcu.com