- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
Fraud Texts Security Alert
There is an active scam where identity thieves pretending to be from APGFCU are contacting members via a text alert on their phones. The alert instructs you to click a link, which takes you to a site that appears to be ours to enter your APGFCU login ID and password.
DO NOT CLICK THE LINK IN THE TEXT and only access APGFCU Online Banking via the apgfcu.com website or our mobile app.
Christmas Eve and Christmas Day Closures
All APGFCU offices will be closing at 1 p.m. on Tuesday, December 24 for Christmas Eve, and closed on Wednesday, December 25 for the Christmas Day holiday observance.
Online/Mobile Banking, ABBY Telephone Teller and ATMs will be available during this time.
Regular hours will resume on Thursday, December 26.
Mobile Banking App in Google Play Store is Temporarily Unavailable
The mobile banking app is temporarily unavailable for download in the Google Play Store. Members who have not already downloaded the app may use the browser on their phone (also known as mobile web) to access our online banking. Visit www.apgfcu.com and click “Log In” at the top right corner. We apologize for the inconvenience.
Member Rewards Program Details
APGFCU Member Rewards Program Details
Definition of Terms
- A “household” is all the members with the same address.
- Household deposits are the combined average daily balances of all savings accounts.
- Loan balances are the combined actual balances of all loans as of the close of business on the last calendar day of the month.
- Levels are determined on the last day of each month. Depending on your activity and household balances, your level CAN change from month to month. With a checking account, your current level will be printed on your monthly statement. Without a checking account, your current level will be printed on your quarterly statement. Any branch or call center representative can advise you of your current level.
Eligibility
- Levels are determined on the last day of each month. Depending on your activity and household balances, your level CAN change from month to month. With a checking account, your current level will be printed on your monthly statement. Without a checking account, your current level will be printed on your quarterly statement. Any branch or call center representative can advise you of your current level.
- Only balances for accounts in good standing are calculated for the determination of a level.
- MyTimes Plus benefits, for those 65+, override those offered in a given level.
- Business accounts are not eligible for inclusion in Member Rewards.
Rebates & Discounts
- Benefits for your level are available to you on the first day of the calendar month following the month in which the benefit was earned.
- Discounted and free transactions at Out-of-Network ATMs do not include surcharges that may be assessed by the institution that owns the ATM.
- The Gold Level benefit of FREE checks is limited to the Basic style only. Substitution of check style is not permitted, and credit will not be issued in lieu of the Basic style. (one box per year)
Confidentiality of Information
- We are prohibited under federal and state law from disclosing any information on any account used in connection with calculating your household balances of which you are not an owner.