About Us: What is a Credit Union?

Not for profit, not for charity, but for service.
Credit unions are not-for-profit financial service cooperatives, owned and controlled by their members, and operating in a democratic way.

About APG Federal Credit Union
APG Federal Credit Union’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Read our Fact Sheet.

Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland, APG Federal Credit Union has become the largest financial cooperative in the area and is able to serve our members and communities as a trusted financial partner.

By sharing our financial experience and providing valuable products and services, we work to build stability and financial independence for our members, one family at a time.

Our Mission
Our mission is to empower our members to use and control their money to improve their economic and social condition by operating our credit union as a member-driven democratic cooperative, not-for-profit financial institution, encouraging thrift among our members, and creating a source of credit at a fair and reasonable rate of interest.

Why are we here?
Our reputation for quality service is based on our commitment to our members. Your unique needs play a key role in every decision we make.

    The credit union spirit lives in our values and these values guide us in everything we do:
  • Our members come first.
  • We embrace change and evolve minute by minute because it benefits our members.
  • We improve the quality of members' lives.
  • We provide quality service that exceeds our members' expectations.
  • We employ, train, and develop credit unionists from the best the market can supply.
  • We are a credit union movement leader.
    Our Statistics (As of September 30, 2018)
  • Assets: $1,320,106,225.01
  • Shares: $1,168,100,263.11
  • Loans: $1,156,243,411.72
  • Members: 126,938