Drive-thrus and branch appointments are available Monday through Saturday at participating locations. Click here for details and the latest updates in response to coronavirus/COVID-19.
Earn more on your balances with High Yield Checking.
Low-rate personal loans to consolidate debt
Teach children the importance of money with our new M3 Money Club Youth Program.
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
APG Federal Credit Union is a unique, not-for-profit financial cooperative with one mission: to help our members build their wealth. If you live, work, worship, volunteer or go to school in Harford and Cecil counties you can be a member.
We make you the owner. As a cooperative, we’re owned by our members, not stockholders. When you’re a member, you can be assured your best interests guide every product we offer and every decision we make.
All our earnings work for you. Since we’re not-for-profit, we reinvest all earnings for our members’ benefit. So we can offer products and services with better rates and lower fees than you’ll find elsewhere.
We help you be money smart. We look out for your well-being by helping you be well informed about your financial situation. Free online resources, in-person workshops, financial counseling and more are always available to you.
We’re local, like you. We started in Harford County in 1938. And we’re still here, with headquarters in Edgewood and 13 locations in Harford and Cecil counties. Lending decisions, like all our decisions, are made locally.
U have plans to be made.U have goals to be met.U have dreams to be lived.
U want a partner you can trust.U want an ally who puts people before profits.U want personal connections, not just transactions.
U deserve guidance that helps you achieve.U deserve tools that help you prosper.U deserve every opportunity to grow.
U belong here.
Our mission is to empower our members to use and control their money to improve their economic and social condition by operating our credit union as a member-driven democratic cooperative, not-for-profit financial institution, encouraging thrift among our members, and creating a source of credit at a fair and reasonable rate of interest.
The credit union spirit lives in our values and these values guide us in everything we do.
Catch up on all that’s new at APGFCU and review our financial results to see how we successfully serve you, other members, and our communities.