Certificates

Lock in our competitive, fixed rates. A variety of convenient terms are available.

  • Regular and IRA certificates available
  • Super and Jumbo certificates offer higher APYs for larger deposits
  • Terms from 6 months (3 for Jumbos) up to 84 months
  • Step Up certificates allow a one time “step up” to a higher rate
  • Special rates for Gold and Silver members
  • MyTimes and MyTimes Plus certificates
  • NCUA insurance

Savings Certificate

Lock in our top rates for as little as 6 months. The longer the term, the higher the rate.

Jumbo Savings Certificate

With a minimum deposit of at least $50,000, you'll lock in our high rates.

MyTimes Savings Certificate

We offer savings certificates and rates exclusively for MyTimes and MyTimes Plus members.

Step Up Savings Certificate

Choose either a term of 25 or 45 months and you'll have an opportunity to "step up" to a higher rate.