*The promotional Annual Percentage Yields (APYs) listed are effective as of 07/03/18 and are subject to change at any time, without notice. Fees may reduce earnings.

**These certificates have a minimum deposit of $100 per certificate. Penalty for early withdrawal. Other terms are available. Other restrictions may apply. Membership eligibility applies.

Savings Certificate

Make your money work harder for you. If you don't need immediate access to your savings, and are looking for a safe and secure way to grow your money over time, lock in our top rates with a Savings Certificate share account. The longer the term, the higher the rate.

    Special Offers:
  • With a Super Certificate, higher balances and terms are rewarded with even higher rates.
  • With Member Rewards, Gold and Silver level members are eligible for higher rates with a term of 48 months and longer. Does not include Super Certificates.

Plus, we'll notify you at least 10 days before your savings certificate account matures. You don't need to do anything to renew — it's automatic. To cash-in your Savings Certificate, just give us a call at the end of your term.

    Product Features:
  • Minimum deposit $100 ($25,000 for Super Certificate)
  • A variety of terms, starting at 6 months (24 months for Super Certificate)
  • Competitive, fixed rates, based on the term of the certificate
  • Dividends accrue on a quarterly basis and are reinvested in the account
    To open your savings certificate:
  • Call 410-272-4000.
  • Come in to any branch.
  • Not a member? Join today.