Earn more on your balances with High Yield Checking.
Purchase or refinance your home with us while mortgage rates are still low.Subject to credit approval.
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Share secured loans are the easiest and most economical way to help build your credit history.
Let your savings work for you while you borrow against your account to consolidate debt, finance repairs, and more. Simply choose your loan amount and it will be pledged from your Share Savings or Money Market account.
It's a good way to build good credit history safely and responsibly.
View Rates & Disclosure
Apply for a Shared Secured Loan
An education is one of the best investments you can make for yourself or for your children. Turn your educational goals into a reality with the help an APG Federal Credit Union education loan.
Our Education Loan can be used for private primary or secondary school or for college or vocational education beyond the 12th grade. In addition, the loan proceeds can be used to pay for tuition, fees, books, supplies, and room and board unlike other student loans.
Apply for an Education Loan
Our partnership with Sallie Mae expands our educational loan options. The Smart Option Loan by Sallie Mae is an ideal solution to help you pay for college expenses not covered by scholarships and Federal loans. To learn more or to apply, please get started here.
Did you know you have the option to skip a loan payment with our Skip-A-Pay Program? You can choose to skip one payment every 12 months on your personal, auto, home improvement, education or recreational loans.
Click here for the Skip-a-Pay application
Finance charges (interest) will continue to accrue on a daily basis during the month the payment is skipped. Certain restrictions apply.
Whether you're an undergraduate, graduate student, or parent, get money for school from Sallie Mae®.
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
The Smart Option Loan® for Undergraduate StudentsThe Parent Loan
Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree.Find out which loan is right for you.
1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
Whether you're starting out or starting over, we offer loans to help build your credit history.
Sometimes, financial hardships and credit obstacles make it challenging to meet obligations. Unforeseen events such as job loss, divorce or an illness can result in unexpected bills or late or missed payments. At APGFCU, we understand that life challenges happen, and we want to help you get back on track.
Our Credit Builder program is designed to help members like you who have had credit obstacles but who demonstrate a commitment to repay their loans on time. Our goal is to help every member achieve financial success and the Credit Builder program is one way APGFCU does that.
If you’re having difficulty securing financing, the APGFCU Credit Builder Program may be right for you. The Credit Builder program offers secured and unsecured loans with reasonable interest rates and manageable repayment periods. We’ll work with you to put you in the right loan and get you back on track. Plus, if you pay as agreed for one year, we’ll even lower your interest rate – automatically.
If you are ready to take control of your credit, contact us at CreditBuilder@APGFCU.com.
Apply for a Credit Builder Loan
You may also apply for an APGFCU loan within Online Banking. Just log into your account and click "Apply for a Loan" under "Services." The loan application page will open in a new window and your personal information is pre-filled. Select the loan amount and terms, review the information and submit.
Membership eligibility requirements apply. Loan approval based on creditworthiness.
OnSite Financing is designed to provide you with the value you expect from a local lender. OnSite Financing can help you fund the special purchases and services you need - when you need them most.
Financing Program Features:
1Actual financing application processing time is dependent on each applican't credit history and submission of proper documentation. 2Annual Percentage Rate depends on customer's creditworthiness and eligibility.