APGFCU will NEVER call, text or email asking for personal information. If you receive such a request, please contact us directly at our published number.
We are open for branch appointments and drive-thru service. Click here for details.
Earn more on your balances with High Yield Checking.
Low-rate personal loans to consolidate debt
Teach children the importance of money with our new M3 Money Club Youth Program.
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
2.24% APR1 for new vehicles and
2.54% APR1 for used vehicles
Do you have APGFCU Online Banking? Accept your pre-approved offer under "My Offers" after logging in.
Online Banking Login
Don't have Online Banking? Signing up is easy, click here to begin.
Other ways to accept your pre-approved auto refinance offer:
If you did not receive a pre-approval letter or email, please enter an Auto Loan Application.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.
PRESCREEN AND OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free at 1-888-5-OPTOUT (1-888-567-8688) or write to any of the following consumer reporting agencies: Experian Information Solutions, P.O. Box 919, Allen, TX 75103; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; Trans Union, P.O. Box 505, Woodlyn, PA 19094-0505.
1Rates stated available on approved credit with automated payments from an APGFCU account only and may be different as determined by the loan term, model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Rate is subject to change at any time. For new auto loans, the minimum rate is 2.24% APR and the maximum rate is 10.79% APR. For used auto loans, the minimum rate is 2.54% APR and the maximum rate is 12.89% APR. Payment Example 1: New auto loan of $20,000 for 36 months with automated payments at 2.24% APR will have a monthly payment of $574.95. Payment Example 2: Used auto loan of $15,000 for 36 months with automated payments at 2.54% APR will have a monthly payment of $433.18.
2We used information on you that we obtained from a consumer reporting agency in connection with this pre-approved offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer. Not all applicants will qualify for the lowest rate. The minimum credit limit is $5,000. Rates stated are available on approved credit and may be different as determined by the individual creditworthiness of each applicant. Membership eligibility applies.