- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
Down Payment and Closing Cost Assistance Programs
We get it. Rent payments are rising, student loan debt is growing and it can be challenging to save for a down payment and closing costs. That is why APGFCU partners with local, state and federal organizations to offer down payment and closing costs assistance programs to qualified buyers. See below for some of the programs offered:
Federal Home Loan Bank (FHLB): First-Time Homebuyer and Community Partners
Maryland Mortgage Program (MMP): 1st Time Advantage / Flex Loans / SmartBuy
APGFCU Homeownership Assistance Program (HAP): Grants of $10,000 require a minimum borrower contribution of $1,000. Household income must be ≤ 80% of the area median income for a comparable household.
To learn more about the down payment and closing cost assistance options, call 888-LOAN-391 (888-562-6391) to get in touch with an APGFCU mortgage consultant.
*Down payment and closing cost assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. Sales price restrictions and income requirements may apply. Homebuyer education may be required. Owner-occupied properties only. Maximum loan amounts may apply.